A Stellar Experience

Commercial insurance, underwritten by intelligence.

Supernova applies the latest developments in technology and data science to commercial insurance, so brokers can quote, bind and manage small and mid-sized business risks in minutes, with every decision grounded in data.

Focus
Small & Mid-Sized Enterprises
Approach
AI-driven risk management
Distribution
Through broker partners
Head office
Toronto, Ontario

Business Personal Services, Contractors, Health Services, Retailers, Wholesalers.

About Us

Your strategic partners in a dynamic landscape.

Supernova was founded with the purpose of applying the latest developments in technology and data science to commercial insurance. Our team consists of seasoned underwriters, actuaries, data scientists and technologists to help you innovate the insurance experience. We’re your strategic partners in navigating the dynamic landscape of insurance.

  • 01Underwriters
  • 02Actuaries
  • 03Data scientists
  • 04Technologists

Contact Us

A broker reviewing a policy on a phone at night
Underwriters + data scientistsOne team, pricing risk with both judgement and models.

AI Risk Management

Every risk, seen clearly.

AI sits at the centre of how we select and price risk. Machine-learning models read every submission, score it and explain why; experienced underwriters stay in charge of every decision that needs human judgement.

  1. Ingest

    AI reads the business the way an underwriter would: industry class, operations, location and history, enriched from data sources automatically, so a broker asks only what matters.

  2. Predict

    Machine-learning risk models, built and governed by our actuaries and data scientists, score each risk on its own characteristics and price it in seconds.

  3. Decide

    AI clears risks inside our appetite to bind online in minutes. Anything unusual is routed to an underwriter with the model’s view attached: human in the loop, never a black box.

  4. Explain

    Every AI decision comes with its reasons and is recorded with the inputs that drove it: explainable, auditable and ready for partners, carriers and regulators.

AI risk lens● Illustrative
Stage
Ingest
Driver
AI data enrichment
Status
Reading

Rapid, Hassle-Free Solutions

Built for the way brokers work.

Contact us to learn more about our platform and how it fits your brokerage.

01

Bind Online in Minutes

Quote, rate and bind in one flow, without the back-and-forth.

02

Streamlined Client Administration

Documents, payments and changes in one place for every client.

03

White Label Capabilities & Premium Financing

Your brand in front, flexible payment options behind it.

SME

SME Focus

Supernova specializes in serving Small and Mid-Sized Enterprises (SMEs). We recognize the distinct needs of businesses in this segment and tailor our services to ensure comprehensive coverage and unparalleled fulfillment experience.

Partners

Our Commitment to Partners

We understand the unique challenges of the industry and prioritize your success. Leveraging advanced tools and cutting-edge technology, we empower our distribution and carrier partners with the resources needed to thrive in a competitive landscape.

Our Products

Five classes. One platform.

Comprehensive package policies for SMEs across five major industry classes. Contact us for product sheets.

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Join Us On aStellar Journey

Partner with Supernova MGU and give your SME clients a faster, clearer insurance experience.